
About us
It started with a simple question:
why is it so hard to use credit card points?
People are earning points by the thousands. But when it comes to redeeming them, most people just get vouchers or cashback. Transferring to airline miles has always been complicated and people choose the easier option. The real issue is that there is no platform that helps you compare. And, we never get to know the actual value of the points that we have accumulated.
That gap is where PointsFly began: a way to see exactly what your points are worth, before you spend them.
Vibhav Singh is a credit card rewards strategist and expert with 35,000+ followers on Instagram (@pointsflywithvibhav) for his advice on everything from reward redemption to lounge access to Amex Platinum sweet spots for cardholders in India and the US. And he’s not just talking about it, he’s booked 200+ flights on points himself, so this comes from years of real experience, not theory.
A 2× founder, Vibhav built XTEN-AV, an AI-powered SaaS platform, from the ground up. It’s now used in 130+ countries. He took a complicated, jargon-heavy system and turned it into software that’s simple to use. This time, with PointsFly, he’s doing the same thing for credit card points.
PointsFly follows the same rule Vibhav uses for his own cards: under ₹1 per point is a poor redemption, ₹1–3 is good, and anything above ₹3 is great. The goal is simple: put that same knowledge in front of every cardholder, not just the ones who already follow points experts on Instagram.
Everything you need
to get the most value from your points

Redeem credit card points for flights
at their real transfer value, not the marked-down rate you get through a bank portal.

Transfer Credit Card Points To Airline Miles
when that's the smarter move, and tell you plainly when it isn't.

Compare Credit Card Points For Hotel Stays
across every loyalty program you're already part of.

Know What Your Points Are Actually Worth
before you redeem, so you never trade ₹3 of value for ₹0.30 in vouchers.
No spreadsheets. No guesswork. No wasted points.
We help you earn more points or cashback and redeem them for best value
We’re focused on making credit card points easy to earn and redeem.
We help you earn more points or cashback by telling you the best card to make a transaction, setting up store alerts, and letting you know of alternatives that would earn you much more.
Further, we also help you redeem these points for more value by finding you the best deals and telling you the per point value that you get.
To simplify the credit card points universe: Earn more, redeem better
There is no reason for credit card points to be so complicated to redeem. We earn and accumulate them, we should be able to get maximum value out of it, without getting confused.
